Do You Belong On Santa’s Naughty Or Nice List?
Do you pay your bills on time always?

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Not too many people are not going through hard times financially these days. Bills for mortgages, hydro, food, and any activities by children can suddenly grow to outrageous amounts.
David Potter/Construction Photography/Avalon/Getty Images
David Potter/Construction Photography/Avalon/Getty Images
Do you pay your bills on time always?
- Yes, because I’m frugal with my money
- Most of the time, but late sometimes
- On time and paid in full
- Yes, when I feel like it or remember
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